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A.M. Best Rating

Main Street America's "A" and "a+" Ratings Affirmed
A.M. Best affirmed The Main Street America Group's "A" (Excellent) financial strength rating and "a+" issuer credit rating, assigning both a stable outlook. These ratings are based on the consolidated financial results of Main Street America's eight operating companies: NGM Insurance Company, Old Dominion Insurance Company, Austin Mutual Insurance Company, Grain Dealers Mutual Insurance Company, Main Street America Assurance Company, MSA Insurance Company, Spring Valley Mutual Insurance Company and Main Street America Protection Insurance Company.

A.M. Best's Rating Rationale
According to A.M. Best, the “A” rating reflects their strongest rating level for Main Street America’s risk-adjusted capitalization and liquidity, and overall positive operating results adequate for the Company’s rating level. In addition, A.M. Best noted the Company’s established Enterprise Risk Management (ERM) capabilities, as well as Main Street America’s favorable business profile and conservative underwriting approach to support the stable outlook.

About A.M. Best
The A.M. Best Company is the oldest, most experienced rating agency in the world and has been reporting on the financial condition of insurance companies since 1899.

An A.M. Best rating is assigned after an extensive quantitative and qualitative evaluation of a company's financial strength, operating performance and market profile. For more information about A.M. Best's ratings, please visit its website,

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