Surety Bonds

Surety Bonds

The Main Street America Group knows Surety bonds – we have been writing them since 1961. We offer a full line of bonds to meet your needs:

Contract Surety

Includes Performance and Payment bonds, which are generally used in the construction industry.  Performance bonds are also utilized for transportation, trash hauling and service contracts.  

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Fidelity Bonds

Designed to protect employers against acts of employee dishonesty, and provide coverage above and beyond the limits of most package products.

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Commercial Surety Bonds

Covers a wide range of bond obligations, including Court, License and Permit, Probate, Public Official and Miscellaneous bonds, which may be required if you operate under a local, state or federal license.

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Highlights of Surety bonds provided by Main Street America:

  • Performance Bonds
  • Payment Bonds
  • License Bonds
  • Permit Bonds
  • Probate Bonds
  • Court Bonds
  • Public Official Bonds
  • Fidelity Bonds

Backed by solid financial strength, Main Street America is a stable and consistent partner for our independent agent customers and their policyholders. Through our network of independent agents, we are licensed to issue surety and fidelity products in 47 states and the District of Columbia. 

Surety Bond Capacity

The Main Street America Group is a U.S. Treasury listed carrier with a current T-Listing of $100 million. In addition, A.M. Best rates Main Street America with an “A” (Excellent) Financial Strength Rating. 

This reflects our strong financial position and reinforces our well-established surety market for our independent insurance agents and their policyholders. 

Main Street America has provided surety and fidelity products to “Main Street” businesses and individuals since 1961 through our network of independent insurance agents and is licensed to issue surety and fidelity products in 47 states and the District of Columbia. The foundation of our surety operation is based on financial stability, consistent underwriting and responsive service.  

Why Choose Us

The Main Street America Group was founded in 1923 in Keene, N.H., when the Grange Fraternity created an entity to provide affordable auto liability insurance to Grange Fraternity members. 


Today, Main Street America provides personal lines and commercial lines insurance to “Main Street” individuals, families, and small businesses, as well as fidelity bonds and surety bonds


Our products are offered exclusively through independent insurance agents. We believe that independent agents offer the best value when shopping for insurance because they represent many companies and can find the best combination of coverage, price, and service.


Main Street America’s products and services are backed by financial strength. We write over $1 billion in premium annually and carry an “A” (“Excellent”) Financial Strength Rating and “a+” Issuer Credit Rating from A.M. Best, the insurance industry’s premier rating organization.