Workers’ Compensation

Workers’ Compensation Insurance

Workers Comp

 

The Main Street America Group provides statutory coverages for medical and lost wage benefits, as it is an essential part of any business’ insurance portfolio. Consider our Workers’ Compensation coverage to meet all your commercial insurance needs.

A Workers’ Compensation policy written with a Main Street America carrier can be paired with our Main Line Business Owner’s Policy (Main Line BOP) program, as well as with our Commercial Auto coverage. By adding either of these coverages to your portfolio, you can meet all of your commercial insurance needs with one financially strong carrier.
 

Coverage Benefits

Claims handling – First notice of loss reporting is available 24/7. Thorough and timely investigation of all claims.
 

Medical case management – Aggressive transitional return-to-work program, guide the injured worker through the medical process, work with medical providers and ensure proper treatment.
 

Vocational case management – Work with rehabilitation counselors to identify injured workers' transferable skills to help them re-enter the work force. 
 

Medical bill review – Control medical expenses by applying applicable state fee schedules and reductions, and identifying duplicate billing errors and fraud.
 

Recovery efforts – Quality subrogation and second injury fund reviews.
 

 

 

Why Choose Us

The Main Street America Group was founded in 1923 in Keene, N.H., when the Grange Fraternity created an entity to provide affordable auto liability insurance to Grange Fraternity members. 

 

Today, Main Street America provides personal lines and commercial lines insurance to “Main Street” individuals, families and small businesses, as well as fidelity and surety bonds. 

 

Our products are offered exclusively through independent insurance agents. We believe that independent agents offer the best value when shopping for insurance because they represent many companies and can find the best combination of coverage, price and service.

 

Main Street America’s products and services are backed by financial strength. We write over $1 billion in premium annually and carry an “A” (“Excellent”) Financial Strength Rating and “a+” Issuer Credit Rating from A.M. Best, the insurance industry’s premier rating organization.