President and CEO
Chris Listau is president and chief executive officer at The Main Street America Group.
Chris joined Main Street America in 2018 after the planned merger with American Family Insurance and was promoted to president of insurance operations in March 2019. In this role, Chris was responsible for Main Street America’s key product and underwriting areas: personal lines and commercial lines, as well as pricing. Chris also oversaw Main Street America’s information technology (IT), claims/integrated customer solutions (ICS), and business technology operations (BTO) functions, and human resources and strategic planning/governance. Chris was named president and chief executive officer in September 2019.
Chris’ career with American Family began in 1993 as an agent in Mora, Minn. From 1996-2002, he held several field marketing roles of increasing responsibility. He served from 2002-2007 as Iowa sales director and was appointed as Central Regional sales vice president in 2007. Chris was named commercial-farm/ranch vice president in 2012 and promoted to president of commercial-farm ranch in 2014.
Chris earned his bachelor’s degree in business administration from the University of Minnesota Duluth.
Chief Operating Officer
Jeff Kusch is chief operating officer at The Main Street America Group.
Jeff Kusch is responsible for leading Main Street America’s core insurance functions that drive the company’s overall profit and loss. This includes commercial lines, personal lines, bonds, agribusiness and assumed reinsurance. In addition, Jeff oversees claims and integrated customer solutions (ICS).
Jeff joined Austin Mutual Insurance Company in 1992 as an accounting manager. His leadership roles at Austin Mutual included treasurer, secretary, president, chief executive officer and chairman of the board. Following Austin Mutual’s affiliation with Main Street America in 2012, Jeff became Main Street America's Western Region president, a role he held until his appointment as our senior vice president, field operations, in February 2015. Jeff was promoted to executive vice president in January 2017 and to president of field operations in March 2019. He was named chief operating officer in September 2019.
Prior to joining Austin Mutual, Jeff was a member of the senior audit staff at Coopers & Lybrand LLP.
Jeff earned his bachelor's degree in accounting at Winona State University, Winona, Minn., and also holds a Certified Public Accountant (CPA) designation.
Senior Vice President, Enterprise Solutions
Theresa Breunig-Silbernagel is senior vice president of enterprise solutions at The Main Street America Group.
Theresa is responsible for leading the execution of our 2019-2023 strategy. This includes overseeing strategic and operational planning, as well as focusing on delivering key enterprise efforts and core capabilities, including Enterprise One Platform and enterprise commercial initiatives. Her team also includes information technology and MSA’s Transformation Office, which is responsible for bringing new methods to how we do work, including agile and robotics. In addition, she will lead strategy development to strengthen our brand presence geographically and oversee development of advanced marketing tools to deepen relationships with our independent agents.
Theresa joined Main Street America from American Family in April 2019 as vice president of enterprise solutions. At American Family, she held a variety of roles during the past 24 years – most recently as associate vice president, commercial – farm/ranch. Prior to that, she held various director positions in the organization, including sales strategy, technology and operations director; personal lines business strategy and planning director; and application technology director in information technology. Theresa’s insurance industry experience also includes serving as a business analyst/project manager at Northwestern Mutual Life Insurance Company.
Theresa earned her master’s degree in the management of information systems from the University of Wisconsin-Milwaukee and her bachelor’s degree in agronomy from the University of Wisconsin-Madison.
Senior Vice President, Corporate Law; General Counsel and Secretary
Bruce Fox is vice president, general counsel and secretary/head of law at The Main Street America Group.
Bruce is responsible for representing Main Street America on all legislative and regulatory affairs. He also ensures Main Street America’s business practices, policies and all other dealings meet state and federal regulatory requirements. Bruce oversees all aspects of governance for our organization to ensure Main Street America is managed in the best interests of our policyholders. Further, he provides legal advice and counsel to senior staff members. In addition, Bruce oversees our state filings unit.
Bruce joined The Main Street America Group in 2003 as senior field attorney and was promoted to managing attorney in 2006, where he oversaw the company’s claims law office in Auburn, Mass. He joined our corporate law staff as corporate counsel in 2007 and was appointed assistant secretary, corporate counsel, in 2008. In January 2011, Bruce was promoted to assistant vice president, general counsel and secretary. In August 2011, Bruce was promoted to vice president/head of law.
Prior to joining Main Street America, Bruce was director of legal services for the contract negotiation and benchmarking services division of AMR Research Inc. His extensive legal experience also includes roles as managing attorney at American International Group and senior trial attorney at two Boston, Mass.-area law firms.
Bruce earned his bachelor’s degree at Suffolk University, Boston, and his juris doctorate degree at Boston College Law School.
Chief Financial Officer
Joe Freitas is chief financial officer at The Main Street America Group.
Joe is responsible for providing overall direction for Main Street America’s financial planning, enterprise risk management, reserving, accounting, tax, budget, and credit and treasury functions. He works closely with our senior management team and the enterprise in planning and achieving our financial goals. This includes overseeing the creation and approval of company budgets and financial statements. In addition, Joe manages our accounting procedures, cost controls, collections and cash management to ensure protection of our assets. He is also responsible for overall productivity/expense management and improvements.
Joe joined Main Street America in September 2019 as chief financial officer from The Hanover Insurance Group, Worcester, Mass., where he held a number of key finance and business positions since 2000 – most recently serving as senior vice president of business performance and financial planning and analysis. Joe also served as chief of staff to the CEO; chief financial officer of property and casualty companies; vice president, personal lines; and chief financial officer, commercial lines.
Before joining The Hanover, Joe was a member of the Financial Leadership Program at CIGNA, Bloomfield, Conn.
Joe earned his bachelor of science degree in accounting from Bentley University, Waltham, Mass.
Senior Vice President, Human Resources
Dave Medvidofsky is senior vice president, human resources at The Main Street America Group.
Dave is responsible for the strategic direction and implementation of Main Street America’s human resources strategy and products, and oversees the organization’s administrative services and corporate communications functions. Additionally, he facilitates the company’s enterprise risk management program.
Dave, who joined Main Street America in 1991 as a personal lines underwriter, has held numerous leadership positions during his tenure at the company. This includes vice president of internal audit, vice president and general manager of its Information Systems & Services Corporation subsidiary and assistant vice president of corporate strategy. Dave became vice president of human resources in June 2015. In July 2018, he was promoted to senior vice president. He also has worked on the independent agency side of the business.
Dave earned a bachelor’s degree in business management and a master’s degree in leadership at Franklin Pierce University, Rindge, N.H. He also holds the following insurance industry designations: Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Certified Risk Manager (CRM), Associate in Risk Management (ARM), Accredited Adviser in Insurance (AAI) and Associate in Insurance Accounting and Finance (AIAF).
Vice President, Internal Audit
Janet Root is vice president, internal audit at The Main Street America Group.
Janet is responsible for providing our company’s senior management and the enterprise with independent and objective input on strategic, operational, financial and compliance objectives and controls.
Janet served as a field marketing representative in Michigan since 2010, having joined Main Street America follow the acquisition of Great Lakes Casualty in 2008. Janet served as Great Lakes Casualty’s controller from 2006 until 2010. She was promoted to her current role in 2015. Prior to joining Great Lakes Casualty, Janet was a controller/accounting manager for two Harleysville Group property/casualty subsidiaries (Harleysville Lakes States and Minnesota Fire & Casualty) for 17 years. Janet began her career as a staff auditor at Deloitte and Touche.
Janet earned her bachelor’s degree in business administration from Central Michigan University and is a Certified Public Accountant (CPA). She also holds the Chartered Property Casualty Underwriter (CPCU) professional designation.