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AGREEMENT TO CONDITIONS OF WEB SITE USE BETWEEN USER AND THE MAIN STREET AMERICA GROUP OF COMPANIES

USE

This Web site is offered to you, the user, conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Web site constitutes your agreement to all such terms, conditions, and notices. NGM Insurance Company reserves the right to change the terms, conditions, and notices under which this Web site is offered. Your continued use of this Web site after any such change signifies your acceptance of the then-current terms, conditions and notices.

As a condition of your use of this Web site, you warrant to the NGM Insurance Company that you will not use this Web site or any of the information, products and services contained herein for any purpose that is unlawful or prohibited by the terms, conditions, and notices contained herein.

NGM Insurance Company reserves the right to deny at its sole discretion any user access to this Web site or any portion thereof without notice.

WARNING!! -The Agent ACCESS portion of this Web site contains confidential insurance information and is only for the use of authorized insurance agents and insurance agency employees. The Main Street America Group of companies is committed to maintaining the privacy and confidentiality of the information contained in the Agent ACCESS portion of this Web site. If you have not been personally authorized with specific password security access, please restrict your use to the other, public portions of this Web site, and do not try to enter into Agent ACCESS. Unauthorized accessing of the information contained in the Agent ACCESS portion of this Web site is against the law, and will be prosecuted to the fullest extent of the law.

HYPERLINKS

This Web site contains hyperlinks to Web sites and/or E-mail addresses operated by parties other than the members of the Main Street America Group of companies. Such hyperlinks are provided for your reference only. The members of the Main Street America Group companies do not control such Web sites and/or E-mail addresses and are not responsible for their content. NGM Insurance Company's inclusion of hyperlinks to such Web sites and/or E-mail addresses does not imply any endorsement of the material on any such Web site or E-mail address by any member of the Main Street America group of companies.

LIABILITY DISCLAIMER

THE INFORMATION, PRODUCTS, AND SERVICES PUBLISHED ON THIS WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. INFORMATION RECEIVED VIA THIS WEB SITE SHOULD NOT BE RELIED UPON AS THE SOLE BASIS FOR ANY PERSONAL, BUSINESS, FINANCIAL OR LEGAL DECISIONS. CHANGES ARE PERIODICALLY MADE TO THE INFORMATION HEREIN. NGM INSURANCE COMPANY MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEB SITE AT ANY TIME.

IT IS YOUR RESPONSIBILITY TO BE CERTAIN THAT YOU ARE USING THE MOST RECENT VERSION OF THIS WEB SITE. IN NO EVENT SHALL NGM INSURANCE COMPANY AND/OR ANY OTHER MEMBER OF THE MAIN STREET AMERICA GROUP OF COMPANIES BE LIABLE FOR YOUR FAILURE TO USE THE MOST CURRENT VERSION OF THIS WEB SITE, INCLUDING ANY ADVERSE CONSEQUENCES THEREOF, BECAUSE OF THE CACHING PRACTICES OF ANY INTERNET SERVICE PROVIDER, OR FOR ANY OTHER REASON.

NEITHER NGM INSURANCE COMPANY NOR ANY OTHER MEMBER OF THE MAIN STREET AMERICA GROUP OF COMPANIES MAKE ANY REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION, PRODUCTS, AND SERVICES CONTAINED ON THIS WEB SITE FOR ANY PURPOSE. ALL SUCH INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. NGM INSURANCE COMPANY AND ALL OTHER MEMBERS OF THE MAIN STREET AMERICA GROUP OF COMPANIES HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO SUCH INFORMATION, PRODUCTS, SERVICES INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

IN NO EVENT SHALL NGM INSURANCE COMPANY AND/OR ANY OTHER MEMBER OF THE MAIN STREET AMERICA GROUP OF COMPANIES BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL CONSEQUENTIAL OR ANY DAMAGES WHATSOEVER ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE OR FOR ANY INFORMATION, PRODUCTS, OR SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF NGM INSURANCE COMPANY OR ANY OTHER MEMBER OF THE MAIN STREET AMERICA GROUP OF COMPANIES HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THIS WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS WEB SITE.

COPYRIGHT AND TRADEMARK NOTICES

All contents of this Web site are: Copyright © 1999 NGM Insurance Company. All rights reserved. Other product and company names mentioned herein may be the trademarks of their respective owners.

 
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